Also, set up automatic payments so that you never again miss a payment. You typically can set up automatic payments to cover ...

When you have a credit card you don’t use, canceling it might seem like an obvious move. That’s especially true if the card carries an annual fee or you’re prone to overspending. But if you aren’t ...

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

Cancelling a credit card is a significant financial decision that can impact your credit score. While experts generally advise against closing a credit card, there are valid reasons to do so, such as ...

Recurring charges to your credit card can add up quickly, even if they’re small amounts. Sometimes known as gray charges, these show up on your statement monthly, biannually or annually, often as a ...

Sometimes you need to cancel an application because you applied for the wrong card, another card has a better sign-up bonus or you realize you don’t need it. Canceling a card can be difficult because ...

If there are months where you don’t use the card at all, you could consider adding a small recurring charge or two so the account shows some activity.

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: My wife and I have excellent credit, pay our credit cards in full each month before the due date, and ...