As of July 11, 2025, mortgage rates remain mixed, with the 30-year fixed at 6.625% and 15-year rates at 5.75%.

Explore the best refinance lenders to lower your rate. Compare top picks like Flagstar Bank, SoFi, Rocket Mortgage, and PNC Bank to find the right lender for refinancing.

We researched and evaluated rates, loan amounts and terms, customer experience, and more from leading lenders to help you ...

Refinancing is the process of paying off your existing mortgage with the funds from a new mortgage. While most people refinance to take advantage of a lower interest rate on a new loan, other ...

Today’s 15-Year Refinance Rates. The current average rate on a 15-year refinance is 6.75% compared to the rate a week before of 6.68%. The 52-week high for a 15-year refinance rate was 6.76% ...

For some homeowners, a mortgage refinance in 2024 may make sense. Getty Images Taking out a mortgage is a big financial decision, but it doesn't have to be a permanent one, at least not in terms ...

Refinancing a mortgage may be a good idea if you get a lower interest rate or drop private mortgage insurance (PMI), but there are disadvantages to refinancing to consider.

If you’ve been holding off on refinancing your mortgage, you haven’t missed your chance at a great deal yet, but it’s time to stop waiting. Read our guide to learn whether a refinance makes ...

A mortgage refinance loan can potentially save you thousands of dollars. Bill Oxford / Getty Images Home mortgage loans represent one of the most common types of debt for Americans - with more ...

Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2 percent increase in renovation spending, according to a report by the Joint Center ...