As the narrative of the Southern California wildfires has shifted to identifying the causes behind what could prove to be the most expensive natural disaster in U.S. history, a common refrain has emerged on social media that seeks to dismiss the role scientists say climate change played.

Worsening wildfires are hiking up home insurance rates in California, the biggest market in the U.S. And as climate disasters increase across the country, other states are feeling the pressure too.

A top adviser to President Joe Biden says the deadly wildfires in the Los Angeles area are the latest sign of the growing threat posed by climate change — one that President-elect Donald Trump will ha