Social Security's 2025 COLA Took Effect in January

The Social Security 2025 COLA Is Here, and There's Good and Bad News for Retirees
Many retirees look forward to Social Security's annual cost-of-living adjustment (COLA), which for 2025 is 2.5%. The COLA technically takes effect in December, with beneficiaries seeing updated payments in January.
First round of January Social Security payments goes out in 1 day
January's Social Security payments are worth up to $4,873 for the highest-income earners who retire at age 70.
What to know about Social Security's December and January 2025 payments
Social Security beneficiaries have some changes coming in December and January, due to quirks of the calendar and a payment hike.
Social Security's 2025 COLA Took Effect in January, but It Comes With an Unpleasant Surprise for Retirees
Social Security's 2025 cost-of-living adjustment (COLA) took effect in January. Benefits will increase 2.5% this year, the smallest pay bump for seniors since 2021. Indeed, more than half of retired workers surveyed by The Motley Fool in October said the COLA was insufficient.
Social Security update: First round of January payments worth up to $4,873 goes out in two days
Retirees will receive their Social Security checks depending on when their birthday falls, and the checks are sent out in three waves.
Social Security January payment schedule: Here’s when beneficiaries will get their checks
Here is the January Social Security payment schedule for retirement, disability, and survivor beneficiaries, as well as those who receive Supplemental Security Income (SSI).
The Social Security COLA is lower than it’s been in four years. Here’s what that means for your spending.
The Social Security cost-of-living adjustment, or COLA, for 2025 is a 2.5% increase. That means the monthly benefits checks for more than 72.5 million Americans will see their lowest annual bump in four years.
Social Security retirement age increases in 2025
Social Security recipients will need to wait an extra two months to reach full retirement age starting in 2025. For people born in 1959, the full retirement age will now be 66 years and 10 months. The full retirement age is based on birth year.
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