A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

Nov 13, 2025 · How to Open a Roth IRA Learn how to open a Roth IRA, from checking eligibility to choosing investments or maximizing your retirement savings.

Nov 14, 2025 · There are several types of IRAs, including traditional IRAs and Roth IRAs for individuals, which offer different tax advantages.

Apr 17, 2025 · IRAs offer a larger diversity of investment options than traditional employer retirement accounts. This four-step guide can help you to decide how to invest in your Roth …

The main difference between a traditional IRA and a Roth IRA is when taxes are applied. In a traditional IRA, contributions are tax-deductible while withdrawals made in retirement are taxed.

If you earn too much, you may not be eligible to contribute to a Roth IRA. For a full breakdown of Roth limits and phaseouts, read our guide to Roth IRA income and contribution limits.

If you already have a traditional IRA, there's a good chance you can open a Roth IRA with the same institution. But if you still need to open an account, here's how to open a Roth IRA.

How much you should save in each — and whether you should max out — will vary based on your goals, tax situation and other factors. Here are some pros and cons to maxing out your …

Our deep, independent analysis of Roth IRAs cuts through the details to find and evaluate the information investors want most.

Jul 22, 2025 · What is an inherited IRA? An inherited IRA, also called a beneficiary IRA, is an individual retirement account that’s opened when the account’s original owner dies.